5 Approaches To Spend Off That Loan Early. If you are like most Americans, you borrowed from cash toward a loan that is large. Each month, loan debt is part of your life whether that means carrying thousands of dollars in credit card debt, having a hefty mortgage in your name or making car loan… Continue reading 5 Approaches To Spend Off That Loan Early. If you are like most Americans, you borrowed from cash toward a loan that is large.